• Chit amount should be paid every month on or before 10 am on the auction date to be eligible for auction.
• If the due amount for an installment is not paid, they are not eligible for the auction.
• Dividend for a subscriber will not be given if he/she fails to pay due for two months.
• A subscriber who has won the auction will get his auction amount only when he provides the right surety and if a person cannot provide the right surety, his/her auction amount will be deposited in the bank. The balance is calculated by adding the amount of interest received to the principal minus the amount due for the installment.If there is an insufficient installment amount till the last installment, the subscriber will be sued as per law and the installment amount will be collected.
• If subscribers do not participate in the auction, the auction winner will be chosen by taking a lot from all the subscribers who have not won any auction.

In case a subscriber can not continue to pay the due amount,

• He/she can find another person to continue the chit or have to wait till the company finds another person.
• The amount to be settled will be given after deducting some charges after the new person has been replaced or before all the installments are completed.